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If you’re going to school and working, retirement and Social Security is probably the last thing on your mind.  Social Security was never intended to be your only source of income when you retire.  Saving is important for your future.  Even with a private pension, you will still need to save. If you won’t have a private pension, you will need to save even more, and start saving sooner. Today’s younger workers can expect to spend 20, 30 or more years in retirement, so saving is critical. Learn more about saving and estimating your future benefits by visiting www.socialsecurity.gov.